EXPERIENCE
January 1989–present: Appraiser, Graham & Associates Real Estate Appraisers and Consultants, Inc., residential and vacant land appraiser for properties located in Austin, Georgetown, Round Rock, San Marcos, New Braunfels, Seguin and other parts of Central Texas.

October 1990–October 1993: FHA Staff appraiser for Miltex Mortgage.

July 1988–January 1989: Research, data entry, bookkeeping for American Realty Analysis, San Marcos, Texas.

October 1990–October 1993: FHA Staff appraiser for Miltex Mortgage.

January 1987–present: Part owner/manager of Graham Investments. This is a partnership consisting of Mark Graham, Don Graham, Pat Farrell, and Mike Graham, who are owners of several residential rental properties in the Manchaca, Texas area.

EDUCATION
Crockett High School, Austin, Texas, graduated June 1987.
Texas State University, San Marcos, Texas, graduated August 1991 with a B.B.A. in Business Management.

APPRAISAL CLASSES/SEMINARS
• Alternative Residential Reporting Forms, The Appraisal Institute, February 1997
• Environmental Site Analysis, The Columbia Institute, May 1997
• Uniform Standards of Professional Appraisal Practice, part A & B, The Appraisal Institute, March 1997
• The Americans With Disabilities Act of 1990, The Austin Board of Realtors, November 1995
• Fair Lending and the Appraiser, The Appraisal Institute, February 1995
• An Introduction to Appraising Real Property (Course 110), The Appraisal Institute, June 1991
• Fannie Mae Seminar, August 1992
• Valuation of Detrimental Conditions in Real Estate, The Appraisal Institute, 1999
• FHA and the Appraisal Process, The Appraisal Institute, 1999
• FHA Seminar, How to Appraise for FHA, The Appraisal Institute, 1999
• Appraisal of Non-Conforming Uses Seminar, The Appraisal Institute, 2001
• Conservation Easements, American Society of Farm Managers and Rural Appraisers, 2001
• Real Estate Fraud: The Appraiser's Responsibilities and Liabilities, The Appraisal Institute, March 2003
• Road Less Traveled: Special Purpose Properties, The Appraisal Institute, 2003
• Basic Income Capitalization (Course 310), The Appraisal Institute, March, 2003
• USPAP update 2003 - Standards and Ethics for Professionals, Course 1400N, The Appraisal Institute, October, 2003

I have also taken and satisfactorily completed the following real estate related courses:

• Real Estate Appraisal, Austin Community College, 1989
• Real Estate Finance, Texas State University, 1989
• Real Estate Law, Baylor University, 1988
• Principles of Real Estate, Texas State University, 1988

AFFILIATIONS
I currently hold a Texas Salesman's License and am an active member of the Austin Board of Realtors, San Marcos Area Board of Realtors, Texas Association of Realtors and National Association of Realtors. I am presently a member of the National Association of Real Estate Appraisers and currently carry the designation of CREA.

CERTIFICATION
I am currently a State of Texas certified real estate appraiser, certificate number: TX-1322071-R

PROPERTY TYPES APPRAISED/GEOGRAPHIC AREA SERVED
I have appraised various types of residential, multi-family, and vacant land properties. My work encompasses Hays and all surrounding counties in central Texas, including Bastrop, Bexar, Blanco, Burnet, Caldwell, Comal, Gonzales, Guadalupe, Travis, Lee, Williamson and Wilson.

BUSINESS REFERENCES

DATA SOURCES AND COMPUTER SOFTWARE

Data is obtained through various MLS memberships, CAD information and conversations with buyers, sellers and agents in the areas in which appraisal work is performed. Flood Zone data is obtained from an extensive library of maps printed by the Federal Emergency Management Association, and on microfiche. Our computer capabilities include Lotus 1-2-3, Excel, Total 2000, and Microsoft Word, which are updated as new versions become available.